SR-22 filing sometimes referred to as SR-22 Insurance in Kansas can be confusing and stressful to deal with so be sure to discuss with us the questions you have.
An SR-22 is not actually insurance, but rather a certification that an insurer files to vouch for a risky driver. It's a way to verify insurance with the minimum liability coverage limits for drivers who have been ordered to obtain this by a judge.
There is typically a reasonable fee charged for filing and rates may be a bit higher and/or you may be required to pay your policy in full depending on the state you're in so be sure to ask.
Also, keep in mind that an SR-22 filing in Kansas is for a period of time, typically no more than 3 years and can be removed after the specified time.
Every state has it's own requirements for SR-22 filing but common reasons include:
- DUI or DWI
- Too many points or tickets on your record
- At fault accidents while driving with no insurance
- To get reinstated if your license is suspended or revoked